university funding / how do your universities work

[fat lesbian]

grue so ur saying something like seven free years and then you have to pay? what if someone is in a discipline that would require a doctorate but has work/kids/other obligations that prevent them from taking like 25 credit hours a semester and they can't get it done in 7 years? is there an exception for people who take less credits or is it a better idea to have x many credits for free rather than x many years